Can You Have Too Many Credit Cards?
With some things, it’s easy to tell when you have enough. Once your stomach is full, for example, you know you’ve probably hit the acceptable limit on pizza slices. With other things, however, it’s harder to tell if you have enough — or too many. For many people, credit cards can fall into that latter […]
How Your Credit Score Impacts Your Loan Terms
Some people are fortunate enough to have the means to pay for everything they need in cash, without worrying about things like loans and repayment terms. For the rest of us, however, loans are an important part of financing major purchases and getting through expensive emergencies. So, unless you’re one of the few who can […]
Can Credit Cards Save You Money?
Although it can be easy to forget as we’re swiping away, credit cards are a form of debt; the balance you build on your credit card is debt you owe to the issuing bank. Given that they are debt and, by nature, debt is a negative, it may seem counterintuitive to consider that credit […]
The Fastest Ways to Boost Your Credit Score
So many aspects of our culture rely on having a good credit score — buying that new car that will turn heads on the highway, finally moving out of that small apartment and purchasing your first home, or even opening a decent checking or savings account. Unfortunately, it can be easy to lose our […]